Banking and financial law

A.Y. 2020/2021
6
Max ECTS
42
Overall hours
SSD
IUS/04
Language
Italian
Learning objectives
Il corso ha lo scopo di far conseguire agli studenti:
- la conoscenza approfondita degli argomenti oggetto del corso, sul presupposto dell'avvenuta acquisizione degli elementi basilari durante la precedente carriera universitaria;
- la capacità di affrontare criticamente i temi e risolvere le questioni giuridiche attraverso la rielaborazione delle nozioni apprese;
- il rafforzamento del linguaggio tecnico attinente alla materia;
- la capacità di collegare i diversi argomenti al fine di elaborare proposte utili alla soluzione di fattispecie concrete, anche attraverso lezioni di taglio casistico svolte con la partecipazione attiva degli studenti.
Expected learning outcomes
Al termine del corso lo studente che abbia proficuamente appreso la materia avrà una conoscenza approfondita degli argomenti del corso, con l'acquisizione di un metodo di ragionamento idoneo a organizzare le fonti e affrontare temi giuridici specifici e complessi nel diritto dell'impresa e dei contratti bancari.
Course syllabus and organization

Single session

Responsible
Lesson period
First semester
TEACHING METHODS
Where possible, also considering the limited number of students who are expected to attend the course, classes will be taught in person by the Professor.
In the event that the classes cannot be held in person, classes will be taught through Microsoft Teams and students will be able both to attend on Microsoft Team in real time at the scheduled hours for the class, and to have access in a different hour to classes, which will be recorded and made available on Microsoft Teams.

COURSE PROGRAMME AND MATERIALS
The course programme and materials will not change.

EXAMINATION
The final examination will take place in the form of an oral examination through Microsoft Teams or, where possible in person. The criteria to evaluate the oral examination will not change.
Course syllabus
The course addresses:
1) origins and development of the Italian and European Banking Law;
2) the banking authorities: Comitato Interministeriale per il Credito e il
Risparmio, Ministero dell'Economia e delle Finanze and Banca d'Italia;
3) the European single supervisory mechanism;
4) the unified monetary policy: the European Central Bank and the European
System of Central Banks;
5) the banking activity: fundraising from the public and credit activities;
6) electronic payment instruments and payment services;
7) authorizations to carry out banking activities: conditions and procedural
matters;
8) the rules on qualified stakes in the banks;
9) supervision of the banking system (informational, inspective and regulatory
supervision);
10) the European adoption of Basel regulation (regulatory capital, global liquidity
standards and leverage ratio, supervisory review process, disclosure to the
public and banks' governance);
11) the banking group, consolidated supervision and financial conglomerates;
12) financial intermediaries and the other players acting in the financial sector;
13) the crisis of the banks;
14) transparency in contractual conditions between the bank and its clients;
15) the banking contracts: bank accounts, banking deposits; opening of bank
credit; banking advances and bank discounting.
Prerequisites for admission
The course is for students who have passed the examination in Commercial Law.
Teaching methods
The course is taught through oral lectures. During the class, it will be encouraged the analysis of case law or other precedents, the discussion in class and possible presentation by students.
Teaching Resources
For the matters under (1)-(13), R. Costi, L'ordinamento bancario, last printed
edition, Bologna, Il Mulino.
For the matters under (14): G. Cavalli - M. Callegari, Lezioni sui contratti bancari,
last printed edition, Bologna, Zanichelli.
At the beginning of the class different books may be recommended based on
printed editions available.
Students attending the class will have access to handouts and material.
Assessment methods and Criteria
The final examination takes place in the form of an oral examination and the grades are expressed in a scale from zero to thirty (30), with the possible the mention "cum laude". The criteria to evaluate the oral examination are based on the ability of the student to provide correct answers, to make a clear presentation and to make critical analysis and arguments.
IUS/04 - BUSINESS LAW - University credits: 6
Lessons: 42 hours
Professor: Baccetti Niccolo'
Educational website(s)
Professor(s)